The Arizona exemptions do not apply if you have lived in Arizona less than two years. You will need to use the exemptions from the jurisdiction you last lived in if you lived in that jurisdiction for more than two years. And you may not even qualify to use that state’s exemptions and if so, you may have to use the federal exemptions. If you lived in the other state there for less than two years, too, call our office for a careful analysis of which exemptions to use. Determining whether exemptions apply is critical to a proper analysis of whether bankruptcy is right for you. Never rely on general rules such as are provided here; rather, you will need to meet with an Arizona attorney to carefully determine which exemptions apply and whether or not you have a choice between two sets of exemptions.