I own some land. Will I lose it?

It depends on which state’s exemptions need to be used. If Arizona’s exemptions are the ones that need to be used, you will be able to keep one house if it has equity of less than $150,000 (unless you recently purchased the property, in which case the exemption amount is slightly lower) and meets several other conditions. We will analyze this for you at your first appointment. However, what you own is only raw land and it has value, you are likely to risk losing it in a chapter 7 bankruptcy in Arizona, if Arizona’s exemptions apply.

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